Your retirement years have the potential to be some of the best of your life, especially if you plan for the type of housing and community that will best provide the level of comfort, security, and overall quality of life you desire.
There are many factors to consider as you search for a place to retire in Delaware: proximity to family and friends, senior-friendly housing, weather, cost of living, crime rate, public amenities, quality of healthcare, and much more. You may prioritize certain variables higher than others based on your health, activity level, and hobbies and interests.
Bromwell Construction Company provides high-end custom homes and remodels throughout this beautiful state. We're excited to share what we've learned hanging around Delaware's best neighborhoods and cities for seniors.
While there isn’t one perfect spot that matches the needs and preferences of every retiree, it’s helpful to figure out for yourself what must-haves and deal-breakers are. On the other hand, a few characteristics benefit a wide range of seniors. As you look into potential communities for retirement in Delaware, here are six important elements to factor into your decision.
Delaware offers a mix of local restaurants, high-end dining, and tax-free shopping, making it a great place for retirees who enjoy good food and retail therapy.
A thriving restaurant scene – Whether you’re craving fresh seafood, casual dining, or gourmet cuisine, Delaware has various options. Coastal retirees will love the seafood spots in Lewes, Rehoboth Beach, and Bethany Beach, while Wilmington and Newark offer a growing number of fine dining and farm-to-table restaurants.
Tax-free shopping—One of the biggest perks of living in Delaware is its no sales tax policy, which makes everyday purchases more affordable. The Christiana Mall near Newark is a major shopping destination with high-end retailers, while Tanger Outlets in Rehoboth Beach offer great deals on designer brands.
Delaware's transportation options make getting around simple for retirees who want easy access to shopping, healthcare, and entertainment without the hassle of heavy traffic.
Public transportation for seniors – DART First State operates bus routes throughout Delaware with discounted fares for seniors. The agency also provides paratransit services for those who need door-to-door transportation.
Proximity to major cities—Delaware retirees enjoy the advantage of being close to major metropolitan areas without the high cost of living. Wilmington is less than an hour from Philadelphia, while Washington, D.C., Baltimore, and New York City are all easily accessible by car or train.
Senior-friendly roadways – Unlike neighboring states, Delaware’s traffic is relatively light, making it easy to get around. The state’s flat terrain and well-maintained roads make travel safer and more convenient
Access to excellent healthcare is a key factor when choosing where to retire, and Delaware offers a range of top-rated hospitals, specialized medical centers, and senior-focused services. Whether you need routine medical care or specialized treatment, you’ll find high-quality providers throughout the state.
Top healthcare providers: ChristianaCare, Delaware’s largest health system, is nationally recognized for its heart, cancer, and orthopedic care. Beebe Healthcare in Lewes provides excellent medical services for coastal residents, while Bayhealth serves central and southern Delaware.
Senior care and assisted living – Delaware has a strong network of senior living communities, home health services, and assisted living options. Places like The Moorings at Lewes and Cokesbury Village in Hockessin offer a continuum of care for retirees who want peace of mind about future healthcare needs.
Specialized programs for retirees – Many healthcare facilities in Delaware offer wellness programs tailored to older adults, including fitness classes, preventative screenings, and chronic disease management programs.
Retirees who want an active lifestyle filled with outdoor recreation, arts, and history will find plenty to love about Delaware. From scenic parks to museums and theaters, the state offers various activities to stay engaged and entertained.
Some of the best places to retire in Delaware are along the coast, where miles of beaches and protected natural areas provide plenty of opportunities for relaxation and outdoor fun. Cape Henlopen State Park in Lewes is a favorite for walking, biking, and birdwatching, while the quiet shores of Fenwick Island are perfect for those who want a peaceful retreat.
For retirees looking to stay active and social, Delaware’s country clubs offer excellent opportunities for golf, tennis, dining, and community engagement. DuPont Country Club in Wilmington features top-tier golf courses and a state-of-the-art indoor facility, while Greenville Country Club provides tennis, pickleball, and a welcoming social scene. Fieldstone Golf Club, known for its scenic rolling fairways, offers a private, luxury golf experience. Whether you're an avid golfer or simply looking for a vibrant community, these clubs add to the appeal of retiring in Delaware.
Delaware’s rich history and vibrant arts scene make it appealing to retirees who enjoy museums, live performances, and historic landmarks. The Biggs Museum of American Art in Dover and the Delaware Art Museum in Wilmington are must-visits, while the Freeman Arts Pavilion in Selbyville offers live music and theater performances throughout the year.
From the Rehoboth Beach Jazz Festival to the Lewes Tulip Festival, Delaware hosts various events that unite communities. Farmers’ markets, craft fairs, and seasonal celebrations provide plenty of opportunities to stay active and socialize.
One of the biggest advantages of retiring in Delaware is its tax structure. The state is known for being one of the most retirement-friendly places in the U.S., offering key financial benefits that make it easier to stretch your savings.
No sales tax – Delaware is one of the few states with no state sales tax, making everyday purchases more affordable.
Low property taxes—Delaware has some of the lowest property taxes in the country, which is especially pronounced compared to neighboring states.
Retirement income exclusions – Social Security benefits are not taxed, and up to $12,500 of pension and other retirement income can be deducted for residents over 60.
If you want to retire to Delaware, you’re in luck when it comes to finding a suitable town based on these and other factors. To enjoy the charm of both Colonial history and East Coast living during your golden years, consider these top towns for retirees in Delaware.
Several 55+ communities offer well-designed homes, amenities, and social activities. Popular choices include Heritage Shores in Bridgeville and Nobles Pond in Dover, both providing a small-town feel with easy access to shopping and healthcare.
More than 12% of Wilmington’s population is 65 or older, and for good reason. In Wilmington, crossed by the Brandywine River, you get a blend of beautiful landscapes, historic architecture, relatively affordable living, and cultural amenities. Additionally, there are 10 hospitals within a few miles of the city. Not to mention that Wilmington has some of the best Christmas lights in Delaware.
Rehoboth Beach is another Delaware town that is conducive to comfortable retirement living. The healthcare system is not as extensive as in Wilmington, but there are many attractive qualities. It has a very low crime rate. This Atlantic Ocean beach community has a more relaxing atmosphere and includes the Rehoboth Bay for boating, crabbing, clamming, and fishing. There is plenty of tax-free shopping, antiquing, and a smorgasbord of great dining.
Words like small, quaint, and charming are often associated with New Castle. If you want that quintessential old historic town experience, consider New Castle on the famous Delaware River as your retirement community. With 10 hospitals within a few miles of the town and a selection of trails and parks, you can enjoy a healthy, active lifestyle as a senior.
One of the best beach towns in Delaware to retire, Lewes is known for its historic charm, quiet beaches, and proximity to Cape Henlopen State Park. The town has a strong sense of community, excellent healthcare options through Beebe Healthcare, and plenty of walking and biking trails.
A quieter alternative to Rehoboth, Bethany Beach is perfect for retirees looking for a peaceful coastal community. The town has clean beaches, small locally owned shops, and a relaxed, family-friendly atmosphere.
For those who prefer a suburban setting, Hockessin is a great place to retire in Delaware. It offers a quiet, upscale community with access to parks, restaurants, and top-rated healthcare facilities. The town is also close to Wilmington and Philadelphia for those who want easy access to city amenities.
Middletown has grown rapidly in recent years and offers a mix of new developments, shopping centers, and medical facilities. It’s an excellent choice for retirees looking for modern suburban living with a small-town feel.
As Delaware’s capital, Dover is one of the most affordable places to retire in Delaware. The city has lower home prices compared to coastal towns, access to Bayhealth Hospital, and cultural attractions like Bally's Dover Casino (formerly Dover Downs) and performing arts venues.
A hidden gem for retirees, Milton is a small town with historic charm and proximity to the beaches without the high price tag. It’s home to local breweries, scenic parks, and a growing number of retirement communities.
Located just west of Bethany Beach, Ocean View is an excellent option for retirees who want to be near the beach without dealing with heavy tourist traffic. The town offers quiet neighborhoods, golf courses, and easy access to healthcare and shopping.
Newark offers a perfect balance for retirees with access to healthcare, shopping, and cultural events at the University of Delaware. Retirees who enjoy a college-town atmosphere and plenty of recreational opportunities will appreciate Newark’s walkability and active community.